Fine jewelry uses precious metals like gold and natural gemstones. Fashion jewelry uses plated metals and simulated stones, focusing more on trend and style.

Neutral colors like black, navy, camel, or taupe offer the greatest flexibility. These shades complement almost any outfit, season, or formality level effortlessly.

A smaller clutch that comfortably holds your phone, cards, and keys is perfect. The accessory should be elegant and complement your formal attire. 

Your watch should be snug enough not to slide past your wrist bone but loose enough to comfortably fit your pinky finger between the strap and your skin.

Use it to secure a half-up knot, or wrap it around a low ponytail for a quick, impactful pop of color or luxurious velvet texture.